Jerome Ellis
Practical, plainspoken books for working people.Start with retirement and debt, then explore real-world guides to career, leadership, and life.Browse the books on Amazon
Turning 50 with debt, a modest income, and less than $50,000 saved doesn't mean retirement is out of reach. The Late Retirement Reset lays out a realistic, step-by-step plan to catch up fast and build real security—even if you're starting later than you'd like.
Behind on retirement savings and still carrying credit card debt? Debt Before Retirement gives you a no-nonsense plan to pay off high-interest debt, protect your 401(k), and catch up on savings—without sacrificing the future you're working toward.
Car payments, credit cards, subscriptions, "buy now pay later"—it all adds up to a life lived paycheck to paycheck. The Monthly Payment Life exposes how easy financing quietly drains working families and gives you a clear path back to real ownership and breathing room.
Should you buy a bigger house or finally simplify? The Downsizing Decision walks homeowners over 50 through the real math and emotional tradeoffs of buying, staying, or downsizing—so you choose freedom and peace of mind instead of more square footage to maintain.
About Jerome EllisJerome Ellis writes practical, no-nonsense books for working people navigating debt, retirement, and everyday financial decisions. Drawing on years of blue-collar work and firsthand experience with the real math behind big life choices, Jerome breaks down complicated money topics into clear, actionable steps—without the jargon or judgment.His goal is simple: help hardworking people build real security, catch up when they're behind, and make confident decisions about their money and their future.
Free Guide: 5 Money Moves to Make Before You Turn 50Get a free, no-fluff guide packed with practical steps to strengthen retirement savings, tackle debt, and make smarter money moves before 50. Enter your name and email below, and I’ll send it straight to your inbox.
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